Navigating Market Volatility: Tips for Talking to the Beneficiary
July 26, 2023
It’s no secret that the United States economic outlook has been bleak. In the last three years, inflation rose from a modest 2.3% to an
The Prudent Perspective – Q2 2023
July 21, 2023
Deep down below the surface of the average conscience a still, small voice says to us, something is out of tune. – Carl Jung A
How the TD Ameritrade to Schwab Transition Impacts You
July 19, 2023
Since 2018, Prudent Investors has used TD Ameritrade (TD) as its custodian to custody its client assets. In November 2019, Charles Schwab (Schwab) announced that
Robo Advisor vs. Human Advisor: Choosing the Right Investment Guidance
June 30, 2023
AI is taking the world by storm. Chatbots, like ChatGPT and Google Bard, help a wide range of individuals and organizations access specific, straightforward information
Financial Milestones: How to Get Ahead at Every Age
June 14, 2023
If you are one of the millions of Americans who have their money tucked away in a retirement account, you’ve likely caught a glimpse of
Beginners Guide to Marshaling Annuity Assets
May 26, 2023
Families, fiduciaries, guardians or conservators who are marshaling annuity assets may be unsure where to start. As there are various types of annuities and many
The Golden Rule for Avoiding Probate
May 24, 2023
What’s the golden rule for avoiding probate? Create a plan. While that recommendation sounds both simple and nondescript, the truth is that an overarching plan
7 Must-Read Books to Improve Your Financial Literacy
May 10, 2023
The average American rates their level of financial literacy as a 6.2 out of 10. If we were back in high school, Americans would give
The Prudent Perspective – Q1 2023
April 26, 2023
“Hell on Two Wheels, Until the E-Bike’s Battery Runs Out.”
In just the last few years, many local communities are coping with a uniquely 21st century moral hazard created by the pandemic: youth on e-bikes.
The Prudent Investor Rule and UPIA: Intro to Trustee Investing
April 26, 2023
Fiduciaries carry a legal obligation to act in the best interest of another party. But how should a fiduciary apply this standard to investing assets?
California Tax Extension Announced in the Wake of Winter Storms
April 12, 2023
In response to California’s disastrous winter storms, the IRS announced an extension to the state and federal tax deadline for impacted California taxpayers on March
Bank Failure: Collapse of Silicon Valley Bank and Signature Bank
March 24, 2023
Financial news outlets are buzzing following the recent collapse of Silicon Valley Bank and Signature Bank. Within less than two days of each other, the