Policy Shift: Medi-Cal Asset Limits Are Back in 2026
January 14, 2026
In 2024, California became the first state in the country to eliminate asset limits for their state-based Medicaid program, known as Medi-Cal. Now, less than
ABLE Age Adjustment Act: New Eligibility Rules Take Effect in 2026
December 24, 2025
The Achieving a Better Life Experience (ABLE) Act, passed in 2014, opened the door for millions of individuals with disabilities to save and invest without
Prudent Investors Named One of America’s Top Financial Advisory Firms by Newsweek
November 19, 2025
We are honored to share that Prudent Investors has been recognized in Newsweek’s list of America’s Top Financial Advisory Firms 2026, earning a 4.5 out
The Prudent Perspective – October 2025
October 23, 2025
Vibecession: When Sentiment Defies the Stats
Despite solid economic indicators, American consumer and small business confidence is in sharp decline—reviving the term “Vibecession” to describe today’s uneasy economic mood.
From Planning to Payouts: The Fiduciary’s Guide to Effective Trust Distributions
October 15, 2025
Administering a trust is both an art and a science. It requires diligence, foresight, and a deep understanding of fiduciary duty. For professional fiduciaries, one
Could Your Social Security Benefit Increase? New WEP & GPO Changes.
August 20, 2025
As discussions about retirement and Social Security continue to take center stage, many Americans, particularly public service workers, have advocated tirelessly for legislation that would
The Prudent Perspective – July 2025
July 22, 2025
Vibecession: When Sentiment Defies the Stats
Despite solid economic indicators, American consumer and small business confidence is in sharp decline—reviving the term “Vibecession” to describe today’s uneasy economic mood.
Financial Checklist Before Quitting Your Job
June 4, 2025
This article was refreshed in June 2025 to ensure accuracy and relevance in today’s evolving job market. Thinking about quitting your job? You’re not alone.
Financial Choices to Cover the Cost of Nursing Home Care
May 23, 2025
You may have come to the conclusion that mom or dad are no longer capable of living on their own. This transition can be challenging,
AB 2016: California’s New Era of Small Estate Simplification
May 8, 2025
For years, families with modest estates have faced extensive delays and mounting legal costs simply to transfer a loved one’s assets following their passing. In
Living Without an Emergency Fund? Here’s What You’re Risking.
April 23, 2025
Many people put off saving for emergencies, either because they feel it’s impossible with their current budget or because other financial priorities seem more pressing.
The Prudent Perspective – April 2025
April 7, 2025
Vibecession: When Sentiment Defies the Stats
Despite solid economic indicators, American consumer and small business confidence is in sharp decline—reviving the term “Vibecession” to describe today’s uneasy economic mood.