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Jeremy Lau

The Prudent Perspective – April 2025

Vibecession: When Sentiment Defies the Stats
Despite solid economic indicators, American consumer and small business confidence is in sharp decline—reviving the term “Vibecession” to describe today’s uneasy economic mood.

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Jeremy Lau

The Prudent Perspective – January 2025

The recent rise in American optimism following the election, noting increased confidence across various demographics. Despite this positive sentiment, they advise investors to remain cautious, highlighting that while the U.S. economy shows resilience with strong productivity growth and anticipated earnings increases, it’s essential to avoid complacency in investment decisions.

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Jeremy Lau

The Prudent Perspective – October 2024

Card experts have warned that a winning hand can often lead to overconfidence and complacency, causing players to take unnecessary risks and become careless. Those missteps arising from sloppy play can lead to trouble when playing future hands.

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