The Prudent Perspective – Q4 2021
I’ve been down this road beforeAnd yeah I skidded but forget it.~ Drake Familiarity Breeds Acceptance 12 months ago the world exhaled a collective sigh
Jeremy LauJanuary 20, 2022
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The Prudent Perspective – Q3 2021
For the last year and a half, concerned about the US economy’s ability to sustain itself through a catastrophic pandemic, the Federal Reserve placed training wheels on the US monetary system that came in the form of a zero interest rate fed funds target and a quantitative easing (QE) program that involved the purchase of $120 billion of treasury and mortgage bonds monthly.
Jeremy LauOctober 8, 2021
Basic Concepts of Behavioral Investing
Whether you’re an individual managing your own investments or a professional fiduciary responsible for managing assets in a trust, behavioral investing habits are a serious threat to your investment management strategy.
Jeremy LauSeptember 16, 2021
Harmonizing Your Special Needs Trust and ABLE Account
When special needs individuals are dependent on a combination of public benefits and financial support from family members or caregivers, their parents or guardians are often encouraged to open ABLE accounts or special needs trusts (SNTs).
Jeremy LauJuly 29, 2021
The Prudent Perspective – Q2 2021
After closing the first half of 2021, we are beginning to get a glimpse of some of the unintended consequences that may lie ahead following the unprecedented measures taken to address a once-in-a-century pandemic.
Jeremy LauJuly 17, 2021
Breaking Down California’s Master Plan for Aging
As baby boomers enter their golden years, the over-60 population in the United States is soaring. Higher life expectancies and lower birth rates are increasing
Jeremy LauMay 13, 2021
The Prudent Perspective – Q1 2021
Normal is an illusion.What is normal for the spider is chaos for the fly. Morticia Addams Changes in the Patterns The concept of normality is
Jeremy LauApril 9, 2021
Asset Depletion Analysis: Do I Have Enough to Retire?
Different financial advisors offer different rules of thumb for determining whether you have enough money to retire. The challenge of this determination is that retirement
Jeremy LauApril 5, 2021
3 Primary Types of Trustees to Consider
As you organize your trust to protect, manage, and distribute your assets, you will invariably need to appoint a trustee to oversee its administration. In some cases,
Jeremy LauMarch 23, 2021
Prudent Perspective – Q4 2020
“It is during our darkest moments that we must focus to see the light.” – Aristotle In May of this year, the New York Times
Jeremy LauJanuary 11, 2021