California Privacy Statement

Updated September 27, 2023


Prudent Investors (“Prudent Investors”) does not collect personal information about individual users except when such personal information is provided to Prudent Investors on a voluntary basis. Personal information about individual users will not be sold or otherwise transferred to unaffiliated third parties without the approval of the user. Prudent Investors reserves the right to disclose such personal information if such disclosure is made pursuant to a requirement or request of a government agency, subpoena or other legal proceeding or otherwise required by law or court order.

If you choose not to provide personal information, please note that certain services associated with the Site may not be available to you.


Users should also be aware that non-personal information and data may be automatically collected through the standard operation of  Prudent Investors internet servers or using “cookies”. “Cookies” are small text files that are used by websites to: (a) recognize repeat users; (b) track usage behavior; and (c) compile aggregate data that enables us to determine popularity of content on the Site.


Users should be aware that Prudent Investors cannot control or prevent the use of cookies, or any information obtained through such cookies by third parties.  If a user does not want information collected using cookies, the user should disable the cookie feature in their browser. However, users are advised that cookies may be required for the use of certain features on the Site.


Any content or information (“submissions”) transmitted by you to Prudent Investors in any form excluding personal information will be considered non-confidential, non-exclusive, royalty free, irrevocable, fully licensable, fully sub-licensable, fully transferable, and non-proprietary. Prudent Investors has no obligations regarding any submissions. Prudent Investors will be free to copy, reproduce, download, upload, post, broadcast, transmit, distribute, publish, republish, or otherwise use any portion or all the information and content submitted in the submission for any and all commercial and non-commercial use. The information and content submitted in a submission may include but is not limited to text, graphics, image, video, audio, animation, software, their related files, and their arrangement in the submission. 


Prudent Investors will materially comply with applicable national data protection laws that govern the collection and use of information.


Prudent Investors reserves the right to modify and update this policy as business practices change.  New updates to this policy will be posted in a timely manner on this Site. You may contact us at (760) 597-9255,, or 22932 El Toro Rd., Lake Forest, CA 92630 with any questions regarding our policy.


What Does Prudent Investors Do With Your Personal Information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share can include, but is not limited to:

  • Social Security number and income;
  • Assets and transaction history; and
  • Investment experience and risk tolerance.

When you are no longer our client, we continue to share your information as described in this notice.

All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons Prudent Investors chooses to share and whether you can limit this sharing.

Reasons we can share your personal informationDoes Prudent Investors?Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), provide performance reports, respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes to offer our products and services to youYesYes
For joint marketing with other financial companiesNoWe do not share
For our affiliates’ (i.e. companies related by common ownership/control) everyday business purposes such as information about your transactions, experiences or creditworthinessNoWe do not share
For our affiliates or non-affiliates to market to youNoWe do not share

To limit our sharing

If you are a new client, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our client, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

What we do
How does Prudent Investors protect my personal information?To protect your personal information from unauthorized access and use, we restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We also maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.
How does Prudent Investors collect my personal information?We collect your personal information from other companies and when you
- open an account or give us contact information
- enter into an investment adviser contract or give us your income information
- tell us about your investment or retirement portfolio
Why can’t I limit all sharing?Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing

© Prudent Investors, 2023.  All rights reserved. Unauthorized use of published content or research is a violation of copyright law.