Terms and Conditions of Use

Important Legal Information

“Company”, “we”, “our”, or “us” in this document refers to Prudent Investors Network, Inc.

Services refers to any software product, and service related to that product, created or maintained by Prudent Investors Network, Inc. This includes Prudent Case Organizer.

“You” or “your” refers to people or organizations that own an account with one or more of our services.

We may update these Terms of Service in the future.

When you use our Services, you are agreeing to the latest Terms of Service. This extends to any existing and future products and all features that we add to our Services over time. There may be times where we do not exercise or enforce any right or provision of the Terms of Service; in doing so, we are not waiving that right or provision.

If these terms are violated, we have the right to terminate your account.

Account Terms:
You are responsible for maintaining the security of your account and password. The Company cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

You are responsible for all content posted and activity that occurs under your account. That includes content posted by others who either: (a) have access to your login credentials.
You must be a human. Accounts registered by “bots” are not permitted.
Payment and Refunds
At this time, the Services related to Prudent Case Organizer are provided free of charge.
Cancellation and Termination
Case information that is deleted within Prudent Case Organizer will no longer be accessible within the app, but may remain stored on encrypted cloud storage in order to facilitate recovery of case information.
If you would like case data to no longer be stored on the encrypted cloud storage, a specific written request must be made to the Company detailing the case information to be removed.
We have the right to suspend or terminate your account and refuse any and all current or future use of our Services for any reason at any time. Suspension means you and any other users on your account will not be able to access the account or any content in the account. Termination will furthermore result in the deletion of your account or your access to your account, and the forfeiture and relinquishment of all content in your account. We also reserve the right to refuse the use of the Services to anyone for any reason at any time.

Modifications to Service
We reserve the right to make changes or discontinue access to our Services at any time. Although Services are currently provided free of charge, we reserve the right to change this policy in the future and charge for these Services without prior notice.

Uptime Security and Privacy
Your use of the Services is at your sole risk. We provide these Services on an “as is” and “as available” basis. We do not offer service-level agreements for most of our Services.

When you use our Services, you entrust us with your data. This data is accessible to administrators of the provided service. You agree that we may process your data as described in our Privacy Policy and for no other purpose. We may access your data for to help with support requests made or as required by applicable law.

We use third party vendors to provide the necessary hardware and software and related technology required to run the Services.

Under the California Consumer Privacy Act (“CCPA”), the Company is a “service provider”, not a “business” or “third party”, with respect to your use of the Services. That means we process any data you share with us only for the purpose you signed up for and as described in these Terms of Service and Privacy Policy.

Copyright and Content Ownership
All content must abide by US Copyright Law. We claim no intellectual property rights over the material you provide to the Services. All materials uploaded are yours. The look, feel, and names of the Services are copyright to the Company. You may not duplicate, copy, or reuse any portion of the Service without express written permission from the Company. You agree to avoid reproduction, duplication, copying, selling, or reselling or exploitation of the Services. You must not modify another website to falsely imply it is associated with the Services of the Company.

Features and Bugs
The Services are designed based on feedback. There are no guarantees that the Services will meet your specific requirements or expectations. We do not guarantee completely error-free Services.

Liability

You expressly understand and agree that the Company shall not be liable, in law or in equity, to you or to any third party for any direct, indirect, incidental, lost profits, special, consequential, punitive or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if the Company has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the Services; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the Services; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; (v) or any other matter relating to this Terms of Service or the Services, whether as a breach of contract, tort (including negligence whether active or passive), or any other theory of liability.

If you have a question about any of the Terms of Service, please contact developer@prudentinvestors.com

TOC version 1.0.0, June 1, 2022